Articles

Credit startup develops solution for those with no borrowing history

Increased competition and rising costs are driving lenders to focus on underserved markets for support. However, few companies are applying startup innovation by seeking novel solutions to common problems, which is exactly what Petal is doing. Petal seeks to provide...

Debunking 5 Corporate Innovation Myths

“Innovation” is a term frequently thrown around in corporate board rooms and company newsletters, but there’s very little agreement about what innovation really means. Over the years, innovation can be and has been interpreted in many conflicting ways, even by members...

Why technology startups are failing to disrupt the mortgage industry

Often, we hear about a new technology company that is going to eat banks’ lunch. Just a few years, for example, after Mike Cagney co-founded Social Finance Inc., he was already talking about how his new venture was going to “kill banks.” Startups work their way into...

What the next generation of loan officers looks like

Branch Managers are looking to diversify their sales force, and recruiting only seasoned professionals is a thing of the past. No matter your age or career experience, American Pacific Mortgage (APMC) has stepped up with an innovative game plan. Meet LaunchPad. With...

Is your company playing it too safe?

When I see brick-and-mortar retail companies shut their doors, or think back to when Kodak filed for bankruptcy, it reminds me how too many companies play it safe rather than trying to tackle the challenges that their customers truly are experiencing. To be different....

How to “unlimit” innovation

You hear me talk about corporate innovation a lot. I regularly provide advice and tips on how to achieve an innovation breakthrough. But if I had one key piece of advice to offer, it would be this: operate without preconceptions of the "right way" to innovate to...

Gen X, Baby Boomers shouldn’t be overlooked in rise of Millennials

Millennials are constantly over-analyzed these days in terms of their work and shopping habits. This is a natural occurrence when any generation takes over as the majority in the workforce. Millennials get a bad rap for being lazy, which I recently debunked, but they...

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