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American pacific Mortgage
Leading corporate innovation efforts at American Pacific Mortgage, a top 15 independent mortgage bank licensed to lend in 20 states throughout the U.S.
Scrappy Labs
Run this innovation division to officiate the intention to challenge a business model, in order to never become obsolete.
MarketForce
A philosophy that corporate innovation is powered by human dynamics.
About Scrappy Labs
Kyle Nicholas McCray podcast
LATEST ARTICLES
Using Innovation Accounting and Portfolio Management to scale innovation in a large financial institution
Innovating inside a large mortgage bank - whether we were co-creating with internal departments, or partnering with outside startups, part of the biggest obstacle was just how to get started and to commit to figuring things out as we went. However, despite this...
Financial company goes all in on startup partnerships
Allianz, an international financial services provider, has altered its incubator to become a division of the company that primarily invests in technology. The move involved the company scratching many of its projects that were early in the development process and...
New startup turning real estate assets into digital “tokens”
The new startup called Harbor is "tokenizing" private securities. Essentially, real estate assets are being morphed into digital representations to make transactions run smoother, helping alleviate some of the frustrations with the outdated MLS system. This may be the...